Preparing for Open Enrollment
Open enrollment is short, and the plans available change every year. An hour of preparation beforehand turns a stressful deadline into a straightforward decision.
Gather your information first
Collect last year's medical spending, your current plan documents, a medication list, and the names of the providers you want to keep. Everything else follows from those four items.
“The clients who breeze through enrollment are the ones who prepared before the window opened.”
— Michael Chen
Your pre-enrollment checklist
- Documents
Plan ID card, last year's Explanation of Benefits, and income estimate for subsidies.
- Spending
Total what you actually paid last year, including prescriptions and dental.
- Providers
List the doctors and facilities you are not willing to change.
- Calendar
Note the enrollment deadline and set a reminder a week ahead.
Bring the list to a licensed agent and you can usually settle on a plan in a single conversation.
Tags & Topics
Michael specializes in ACA Marketplace options and customized family health plans. He is dedicated to helping individuals and self-employed professionals maximize tax credits and secure comprehensive coverage.
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